The services that Abstract Title Agency provides to you are subject to the following Terms of Use ("TOU"). Abstract Title Agency reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the "Terms of Use" hypertext link located at the bottom of our Web pages. This is an agreement ("Agreement") between you and Abstract Title Agency (or, if applicable based on where you live, one of its affiliates) ("Abstract Title Agency"). This Agreement governs your use of any Web site or Web page operated by Abstract Title Agency (each, a "Abstract Title Agency Web Site," and collectively, the "Abstract Title Agency Web Sites"). You represent that you are at least 18 years of age and have attained the age of majority in the province, state or country in which you reside, and any information that you submit is correct. Abstract Title Agency reserves the right to change the terms, conditions, and notices under which it offers the Abstract Title Agency Web Sites, including any charges associated with the use of the Abstract Title Agency Web Sites. You are responsible for regularly reviewing these terms, conditions and notices, and any additional terms posted on any Abstract Title Agency Web Site. Your continued use of the Abstract Title Agency Web Sites after the effective date of such changes constitutes your acceptance of and agreement to such changes. Any Abstract Title Agency Web Site may itself contain additional terms (for example, codes of conduct or guidelines) that further govern use of that Abstract Title Agency Web Site, including without limitation, particular features or offers (for example, sweepstakes). If any terms contained in this Agreement conflict with any terms contained within a Abstract Title Agency Web Site, then the terms in this Agreement shall control. The Abstract Title Agency Web Sites are only for your commercial use. You will not use the Abstract Title Agency Web Sites in any way that is unlawful, or harms Abstract Title Agency, its affiliates, resellers, distributors, service providers and/or suppliers (each, a "Abstract Title Agency Party" and collectively, the "Abstract Title Agency Parties") or any customer of a Abstract Title Agency Party, as determined in Abstract Title Agency's sole discretion. Abstract Title Agency may tell you about certain specific harmful uses in a code of conduct or other notices available through a Abstract Title Agency Web Site, but has no obligation to do so. You may not use the Abstract Title Agency Web Sites in any way that breaches any code of conduct, policy or other notice applicable to the Abstract Title Agency Web Sites. Without limiting the generality of this section, you may not use the Abstract Title Agency Web Sites in any manner that could damage, disable, overburden, or impair any Abstract Title Agency company or affiliate or any Abstract Title Agency Web Site (or the network(s) connected to any Abstract Title Agency Web Site) or interfere with any other party's use and enjoyment of the Abstract Title Agency Web Sites. For materials you post or otherwise provide to Abstract Title Agency related to the Abstract Title Agency Web Sites (a "Submission"), you grant Abstract Title Agency permission to (1) use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, translate and reformat your Submission, each in connection with the Abstract Title Agency Web Sites, and (2) sublicense these rights, to the maximum extent permitted by applicable law. Abstract Title Agency will not pay you for your Submission. Abstract Title Agency may remove your Submission at any time. For each Submission, you represent that you have all rights necessary for you to make the grants in this section. To the maximum extent permitted by applicable law, Abstract Title Agency may monitor your e-mail, or other electronic communications and may disclose such information in the event it has a good faith reason to believe it is necessary for purposes of ensuring your compliance with this Agreement, and protecting the rights, property, and interests of the Abstract Title Agency Parties or any customer of a Abstract Title Agency Party. Abstract Title Agency and its suppliers do not warrant or guarantee the accuracy or timeliness of any information available from the Abstract Title Agency Web Sites including statistical data, even if such information appears in any e-mail, pager, cell phone or other alerts available through the Abstract Title Agency Web Sites. Abstract Title Agency and its suppliers do not authorize the use of information available from the Abstract Title Agency Web Sites including loan data or other financial information, for any purpose other than your commercial use, and prohibit to the maximum extent allowable the resale, redistribution, and use of this information for commercial or any purposes. Abstract Title Agency does not endorse or recommend any particular product or service, including financial products or services. Nothing contained in the Abstract Title Agency Web Sites is intended to constitute professional advice, including but not limited to, mortgage or real estate advice.